Income
Income-oriented: dividend equities, preferred stock, investment-grade credit and listed real estate.
Target per annum
5.0–7.5%
Target range, illustrative only. Not a guarantee, forecast or projection of future returns.
- Risk rating
- 3 / 10
- Minimum
- 2,500.00
- Term
- 12 months
- Liquidity
- monthly
- Base currency
- USD
- Distribution
- monthly
- Benchmark
- AGG
- Holdings
- 7
Price history
Latest 108.85 per unit · 29 Oct 2026
101.29494 – 108.918459
6 Jun 2025
29 Oct 2026
The price per unit is worked out from the recorded prices of the investments in the allocation, once a day. Where an investment has no price for a date the valuation is withheld rather than estimated. A gap in this line is deliberate, not a data error. The series begins at the portfolio's inception on 13 Sep 2024.
What one unit is
The price per unit is this portfolio's net asset value — NAV. It is the value of everything the portfolio holds, divided by the number of units outstanding, worked out once a day.
A unit is your share of the portfolio. When you invest, your money buys units; what they are worth afterwards moves with this price. Your account shows the same number as price per unit.
How your money becomes units
Invest USD 2,500.00 at USD 108.85 per unit and you buy 22.9673 units.
Illustrative arithmetic at today's price, using the smallest amount this portfolio accepts. It is not a projection of return.
Full allocation
Every holding and its target weight. These are the exact weights used to value the portfolio, not a sample.
| Investment | Class | Weight |
|---|---|---|
| SCHD Schwab U.S. Dividend Equity ETF | etf | 22.00% |
| LQD iShares iBoxx Investment Grade Corporate Bond ETF | fixed_income | 18.00% |
| BND Vanguard Total Bond Market ETF | fixed_income | 15.00% |
| VYM Vanguard High Dividend Yield ETF | etf | 13.00% |
| PFF iShares Preferred and Income Securities ETF | fixed_income | 12.00% |
| VNQ Vanguard Real Estate ETF | reit | 10.00% |
| CASH Cash | cash | 10.00% |
By asset class
-
fixed_income 45.00%
-
etf 35.00%
-
reit 10.00%
-
cash 10.00%
Largest positions
- 01 SCHD 22.00%
- 02 LQD 18.00%
- 03 BND 15.00%
- 04 VYM 13.00%
- 05 PFF 12.00%
- 06 VNQ 10.00%
Fees
- Annual management fee
- 0.45% p.a.
- Performance
- None
- Fee to sell
- None
- Fee to invest
- None
Accrued in the portfolio's NAV rather than invoiced.
Charged on gains above the benchmark basis, where one is configured.
Taken out of what you receive, not billed separately.
No entry fee, and nothing charged for opening or closing an account.
What you are taking on
Capital at risk
You can get back less than you invested, and you can get back nothing. A target range is what the portfolio aims for, not what it will deliver.
Liquidity
monthly describes how often units can normally be redeemed. In stressed markets, realising a position can take longer or settle lower than the NAV showing when it was requested.
Currency
The portfolio holds assets in currencies other than USD. An exchange-rate move changes the value even when the assets themselves have not moved.
This page is a summary, not a substitute for the full risk disclosure. Nothing here is investment advice, and no assessment has been made of whether this portfolio is suitable for you.
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Not ready for that? A demonstration account holds virtual money, needs no identity check, and will let you put this portfolio to work.